THIS REF IS OUTDATED, NEW ONE HERE: 

FurAffinity | Wysp | Weasyl | Redbubble

She also wears these boots most of the time: Pixel Ruby (colors are no longer accurate on that picture).

As for the whale headband, you can find a real reference of it here: hottopic.scene7.com/is/image/H… (yes I actually own one).

WOW this took literally all day.

I figured I needed a ref of Ruby already, so here's one. I'm not particularly happy with how it came out but eh, it'll do. My main concern is that some people may not find some things clear like the white under her arms or her body pattern, but so far everyone who's drawn her has done it correctly.

Ruby Fin is a Red Orca, a type of orca I came up with that lives in tropical weather instead of arctic and has red skin (obviously) and tends to have more spots. She spends her day running "The Shell Shoppe", a well-run ocean tourist shop that contains food, knick knacks, books, you name it. Her job there is to clean and help provide food by fishing. Despite this, Ruby manages to still have free time and spends it hanging out with friends or spending time with her girlfriend, West Coast Smoker the Snow Sheep Leopard: Kawaii Kitty , I ship Us 

Ruby for the most part is care free and knows when to relax and take it easy, but sometimes stress will overtake her and she'll get angry very easily. She is considered wise by many people including her friends, and loves the title. She will help anyone with a relationship problem and emotional problems, but may sometimes run out of things to say on the matter. Despite her calm and civilized manner, Ruby loves getting food the old fashion orca way: hunting prey and biting them until they die. It is brutal, and she knows it too, but she only does this to non-anthro animals in the sea, such as regular fish and seals. True to her orca species, she absolutely hates the cold and can only be comfortable in places with warm weather.